Start early - (you can contribute to your children's or grandchildren's pension fund if you wish) let us help you do the numbers. We will approach it in an entirely different way from IFA's. We'll inject realism and talk in today's money not confuse you with fantasy projections obscured by 30 years of inflation. We'll also help you identify what you need to do and how to go about funding what you need. If you are in business then much of our focus will be aimed at helping you enhance the capital value of the business you are building. You may be surprised to find out that similar businesses in any particular field can command totally different capital values depending on how they are structured and operated. Same profit, same industry, 3-fold difference in price is perfectly normal. Come and talk to us about how to put your business into the top decile and cash in the premium you deserve.